Roth IRA Calculators

Use the Roth IRA calculators below to generate estimates for any number of questions regarding your retirement savings.

These calculators allow you to determine your:

• Roth IRA retirement balance
• Inflation-adjusted retirement balance
• Roth IRA vs. 401k
• Roth IRA vs. Traditional IRA
• Needed annual contribution
• Needed annual interest rate
• Retirement income, and
• Need to make a Roth conversion

Simply browse the list below to find the calculator you need to answer your retirement savings questions.

Roth IRA Calculator

Use this calculator to estimate your Roth IRA balance once you reach retirement age.

To use it, simply type in your:

• Current Roth IRA Balance
• Annual Contribution
• Expected Rate of Return
• Current Age, and
• Expected Retirement Age

And it will calculate your future retirement balance.

Roth IRA Conversion Calculator

Use this calculator compare your retirement savings under two different scenarios - one in which you convert your Traditional IRA (or 401k) to a Roth and one in which you don't convert.

To use it, simply type in your:

• Current IRA Balance
• Taxable Percentage of IRA
• Expected Rate of Return
• Inflation Rate
• Current Tax Rate
• Expected Tax Rate in Retirement
• Current Age, and
• Retirement Age

And it will calculate your inflation-adjusted after-tax Traditional IRA retirement balance relative to your inflation-adjusted tax-free converted Roth IRA retirement balance.

Roth IRA vs. Traditional IRA Calculator

Use this calculator to compare your Roth IRA to your Traditional IRA so you can find out which one you should contribute to.

To use it, simply type in your:

• Annual Contribution
• Expected Rate of Return
• Inflation Rate
• Current Age
• Current Tax Rate
• Retirement Age, and
• Expected Tax Rate in Retirement

And it will calculate your projected Roth IRA and Traditional IRA balances.

Roth IRA vs. 401k Calculator

Use this calculator to compare your Roth IRA to your 401k so you can find out which one you should contribute to.

To use it, simply type in your:

• Annual Contribution
• Expected Rate of Return
• Inflation Rate
• Current Age
• Current Tax Rate
• Retirement Age, and
• Expected Tax Rate in Retirement

And it will calculate your projected Roth IRA and 401k balances.

Roth IRA Contribution Calculator

Use this calculator to determine the size of the annual contribution you need to make to your Roth IRA in order to meet your retirement savings goals.

To use it, simply type in your:

• Desired Retirement Balance
• Starting Balance
• Expected Rate of Return
• Inflation Rate
• Current Age, and
• Retirement Age

And it will calculate the size of the annual contribution you must make to meet your retirement goal.

Roth IRA Savings Calculator

Use this calculator to estimate your Roth IRA balance when you reach retirement age - adjusted to inflation.

To use it, simply type in your:

• Starting Balance
• Annual Contribution
• Expected Rate of Return
• Inflation Rate
• Current Age, and
• Retirement Age

And it will calculate the inflation-adjusted value of your account at retirement.

Roth IRA Investment Calculator

Use this calculator to estimate to annual compound rate of return you need to generate on your retirement savings in order to meet your retirement savings goals.

To use it, simply type in your:

• Starting Balance
• Annual Contribution
• Desired Retirement Balance
• Inflation Rate
• Current Age, and
• Retirement Age

And it will calculate the rate of return you need to generate on your savings in order to meet your retirement goal.

Roth IRA Retirement Calculator

Use this calculator to estimate the annual inflation-adjusted income your Roth IRA will yield after you reach retirement age.

To use it, simply type in your:

• Starting Balance
• Annual Contribution
• Expected Rate of Return
• Inflation Rate
• Current Age
• Retirement Age
• Number of Years in Retirement
• Expected Rate of Return in Retirement, and
• Expected Inflation Rate in Retirement

And it will calculate your annual inflation-adjusted income in retirement.

You can then compare that figure to your projected income needs to assist in your retirement planning.

Roth IRA Rollover Calculator

Use this calculator compare your retirement savings under two different scenarios - one in which you rollover your Traditional IRA (or 401k) to a Roth and one in which you don't.

To use it, simply type in your:

• Current IRA Balance
• Taxable Percentage of IRA
• Expected Rate of Return
• Inflation Rate
• Current Tax Rate
• Expected Tax Rate in Retirement
• Current Age, and
• Retirement Age

And it will calculate your inflation-adjusted after-tax Traditional IRA retirement balance relative to your inflation-adjusted tax-free Roth IRA rollover retirement balance.

Roth IRA Calculations

We feel confident these are some of the best Roth IRA calculators on the web, providing you with invaluable tools for designing your Roth IRA retirement savings plan.

Keep in mind that financial calculators are only beneficial as a general guide, not as an authoritative source.

Any number of variables will impact your financial plan and your specific Roth IRA investment strategy.

However, these calculators do provide you with ballpark estimates for any number of questions, such as the annual contribution you need to make to achieve your retirement goals.

As a result, these Roth IRA calculators can be of great benefit.