Our Roth IRA

Below is a list of the actual holdings in our Roth IRA.

If you look closely, you'll notice some recurring themes. Our family tends to value well-branded consumer product companies.

Why?

Because these are the types of companies we feel most comfortable with. Being a consumer of the products sold by each of these companies, we believe we have a firm understanding of how each company makes money and how it intends to make money in the future.

Armed with this knowledge, we're able to "invest in our own area of expertise."

After taking a careful look at each company's balance sheet, income statement, and statement of cash flows, we feel each one meets the criteria for a long-term commitment.

You'll also notice that our overall portfolio is very focused - only four companies at the present time. And three of those four companies pay a regular quarterly dividend which has steadily risen over the course of many years.

By reinvesting our quarterly dividends free-of-charge, we're able to "contribute more" to our Roth IRA by accumulating fractional shares of the same great companies without having to make additional monetary contributions.

*At this time, Monster Beverage Corporation (MNST) does not pay quarterly dividends.

Last Updated: 6/5/12